Solutions · Mortgage & lending

Borrower leads with provenance you can prove.

Brokers and lenders buy leads all day with no reliable answer to where a name came from or what consent traveled with it. GateCore makes source, consent, and delivery a signed record instead of a vendor's claim.

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Is this you?

Four situations.

  • Lead vendors sell the same borrower to several shops at once, and you cannot tell which ones.
  • When a compliance question lands, the consent story behind a lead lives in a vendor's email, not a record you hold.
  • Rate shopping is moving into AI assistants, and your pipeline has no entrance for them.
  • You dispute junk leads from memory and screenshots, and the credit rarely comes.
What you get

Source, consent, and delivery, on the record.

GateCore is the rail under the lead, not another lead vendor.

01
Provenance

An identified source on every lead

The submitting agent signs each delivery with an issued credential. Where the lead came from is a checked fact, not a line on an invoice.

02
Consent

Stated per lead, recorded with it

Your listing's contract states the consent a lead must carry, and the delivery records what was stated. What your regulatory obligations require of a channel remains your compliance team's call.

03
Evidence

A receipt your file can hold

Signed, timestamped, append-only. When a question arrives months later, you produce the record instead of reconstructing the story.

By use case

Each product, mapped to the job it does here.

Only the use cases that genuinely apply in this industry are listed.

UC1
Use case · Sell to agents

Borrower introductions under your contract

Your listing states the states you are licensed in, the loan types you write, the consent a lead must carry, and the price. Deliveries settle with signed receipts under enhanced governance.

Marketplace listing · verified lead delivery · settlement + signed receipts

UC2
Use case · Get discovered

Present where rate shopping is moving

Assistants shopping rates for a borrower can read your terms with no account. The Merchant toolkit and Concierge tiers sharpen the listing content itself: content work, never placement.

Open MCP discovery · agent-readable terms · listing optimization tiers

How it works

Six gates, in order, on every request.

If any gate fails, nothing is delivered and nothing is billed.

01
IDENTITY
The submitting agent signs the request with its issued key. Anonymous submissions are refused.
PASS
02
TRUST
Standing earned from verified outcomes, never asserted and never bought.
GOOD
03
CONTRACT
Your listing's contract states the required fields, the stated consent, and the price. Short payloads are refused.
MET
04
POLICY
Your rules decide: licensed states only, loan types you write, volume ceilings per source.
ALLOW
05
DELIVER
The lead lands in your existing intake. Nothing installs in your LOS or CRM.
DONE
06
RECEIPT
Source, decision, payload hash, and settlement, signed onto an append-only ledger.
RECEIPT

A refusal names the exact rule that said no, and refused submissions are never billed.

The arithmetic

Twenty verified leads a month.

What incremental verified volume translates to at your pull-through and your revenue per closed loan.

WORKED EXAMPLEILLUSTRATIVE, NOT A PROMISE
Additional verified leads per month
20
Your close rate, lead to funded loan
10%
Loans funded per month
2
Your revenue per funded loan
$3,500
Illustrative new revenue per month
$7,000

Illustrative arithmetic with placeholder inputs, not a forecast, a promised result, or a typical outcome. Substitute your own volume, close rate, and ticket size; the structure is the point, not these numbers.

At your size

Same gate, sized to you.

SOLO BROKER
List free, receive leads by email, hold the receipts. No integration required.
MID-MARKET LENDER
Per-branch listings under one policy, one ledger across every source you buy from.
ENTERPRISE
A governed intake for every third-party lead channel, with an exportable record for compliance review.
What it costs

The published schedule, no asterisks.

Published rates are ceilings: volume pricing is negotiated down, never up.

LISTING
Free. Any product, service, dataset, or lead type. Organic agent discovery, no platform fee, no listing fee.
SETTLEMENT
When money settles through the marketplace: 5% of settled volume plus $0.25 per settlement event. Small transactions batch into daily or monthly settlements, your choice, so the fixed fee spreads across the batch.
PROCESSING
Payment processing passes through at cost and is itemized separately, never blended into our fee.
ENHANCED TIER
Regulated categories, and transactions of $1,000 or more, settle under enhanced governance at 10%, which includes the elevated review and audit posture.

Lending is a regulated category, so settled transactions in it price at the enhanced governance tier.

The full pricing page →

Live today

Shipped, and where the path runs next.

Reviewers get this split up front, because finding it later kills a deal.

Running in production

Available today

  • Free marketplace listing with a machine-readable lead contract
  • Open agent discovery over MCP, no account needed to read your terms
  • Credentialed lead submission: anonymous submissions are never counted as verified leads
  • Consent stated per lead as a contract field, recorded with the delivery
  • Signed receipt per delivered lead on an append-only, hash-chained ledger
  • A public verifier: any receipt can be checked by a third party
FAQ

The two that come up first.

Does this make a lead channel compliant?
No, and we will not claim it does. GateCore records who submitted a lead, what consent was stated, and exactly what was delivered and when, on a tamper-evident ledger. That is the evidence a compliance review needs; the judgment about a channel remains your compliance team's and your counsel's.
Why does lending settle at 10% instead of 5%?
Regulated categories, and any transaction of $1,000 or more, settle under the enhanced governance tier, which includes the elevated review and audit posture. The standard schedule is 5% of settled volume plus 25 cents per settlement event; the published rate is a ceiling, negotiated down at volume, never up.
Mortgage & lending

Bring the channel you trust least.

Tell us which lead source you would most like to see on a receipted rail.

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